Zuato's Cookies Policy

1. Overview

At Zuato Financial Services, we are committed to protecting your privacy. Unlike many websites that deploy extensive tracking mechanisms, we take a minimalist approach to cookies. We only use cookies that are strictly necessary for our website to function properly.

This Cookie Policy explains what cookies are, the limited cookies we use, and how you can manage them. We want to be completely transparent about our practices—we do not use cookies for analytics, advertising, marketing, or any form of user tracking.

2. What Are Cookies

Cookies are small text files that are stored on your device (computer, tablet, or mobile phone) when you visit a website. They are widely used to make websites work more efficiently and to provide information to website owners.

2.1 How Cookies Work

When you visit a website, the web server may send a cookie to your browser. Your browser stores this cookie on your device. On subsequent visits, your browser sends the cookie back to the server, allowing the website to recognize you and remember certain information.

2.2 Types of Cookies

Cookies can be categorized in several ways:

• Session Cookies: Temporary cookies that are deleted when you close your browser. They help the website remember your actions during a single browsing session.
• Persistent Cookies: Cookies that remain on your device for a set period or until you delete them. They help the website remember your preferences for future visits.
• First-Party Cookies: Cookies set by the website you are visiting.
• Third-Party Cookies: Cookies set by domains other than the website you are visiting, often used for tracking and advertising purposes.

3. Our Privacy-First Approach

We believe that your browsing experience should not come at the cost of your privacy. Many websites use extensive cookie tracking for analytics, advertising, and building user profiles. We have deliberately chosen not to do this.

3.1 Why We Made This Choice

• Respect for Privacy: We believe privacy is a fundamental right, not a feature to be traded away
• Trust: As a financial services provider, we understand the importance of trust and handle all data with the utmost care
• Simplicity: By minimizing data collection, we reduce complexity and potential security risks
• Compliance: Our approach ensures easy compliance with global privacy regulations

4. Cookies We Use

We only use essential cookies that are strictly necessary for the operation of our website. These cookies cannot be disabled as they are required for core functionality.

5. Cookies We Don't Use

To be completely transparent, here are the types of cookies we have deliberately chosen not to use on our website:

6. Essential Cookies Explained

Below is a detailed list of the essential cookies we use on our website:

6.1 Cookie Attributes

All our cookies are configured with security best practices:

• Secure Flag: Cookies are only transmitted over HTTPS connections
• HttpOnly Flag: Cookies cannot be accessed by JavaScript, protecting against XSS attacks
• SameSite Attribute: Set to 'Strict' or 'Lax' to prevent cross-site request forgery
• Minimal Scope: Cookies are scoped to the specific paths where they are needed

7. Managing Cookies

While our essential cookies are necessary for the website to function, you always have control over cookies on your device. You can manage cookies through your browser settings.

7.1 Browser Cookie Settings

Most browsers allow you to view, manage, and delete cookies. Here are links to cookie management instructions for popular browsers:

7.2 Impact of Blocking Cookies

Please note that if you choose to block or delete our essential cookies, some features of our website may not function properly. Specifically:

• You may not be able to log into the merchant portal
• Form submissions may fail due to security protections
• You may experience issues with secure pages
• Your session may not be maintained as you navigate

8. Third-Party Cookies

We do not use any third-party cookies on our website. This means:

• No advertising networks can track you through our website
• No social media platforms receive data about your visit
• No analytics companies collect your browsing data
• No data brokers receive any information from your visit

8.1 External Links

Our website may contain links to external websites. When you click on these links and leave our website, we have no control over the cookies or privacy practices of those external sites. We encourage you to review the cookie policies of any website you visit.

8.2 Embedded Content

In rare cases, we may embed content from external services (such as videos). If we do, we will use privacy-enhanced modes where available to minimize any tracking. Any such embeds will be clearly disclosed.

9. Policy Updates

We may update this Cookie Policy from time to time to reflect changes in our practices or for legal, regulatory, or operational reasons. When we make changes:

• We will update the "Last Updated" date at the top of this page
• For significant changes, we will provide prominent notice on our website
• We will maintain our commitment to using only essential cookies

We encourage you to review this policy periodically to stay informed about our cookie practices.

10. Contact Us

If you have any questions about our Cookie Policy or our privacy practices, please don't hesitate to contact us.

For general inquiries, please visit our Contact page or email info@zuato.com.